IFSC Code of Fino Payments Bank, Kalyan Phata, Thane, Maharashtra- FINO0001046

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Fino Payments Bank for its Kalyan Phata branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Fino Payments Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code FINO0001046. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Fino Payments Bank, Kalyan Phata, Thane

Here are the main details that are associated with the IFSC Code FINO0001046 of Fino Payments Bank for its branch located in Thane, within the district of Thane in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Fino Payments Bank in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001046 for the Kalyan Phata branch of Fino Payments Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Fino Payments Bank located in Kalyan Phata, Thane, Maharashtra, are allotted a unique IFSC like FINO0001046 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thane.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Thane and Thane.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Fino Payments Bank in Kalyan Phata reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code FINO0001046

The format of the IFSC Code for banks, including Fino Payments Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Fino Payments Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalyan Phata in Thane.

For example, the IFSC Code FINO0001046 of Fino Payments Bank for the Kalyan Phata branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Fino Payments Bank?

To find the IFSC Code FINO0001046 of Fino Payments Bank for its Kalyan Phata branch located in Thane, the following methods can help you out:

Cheque Book

The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Fino Payments Bank branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Fino Payments Bank and go to the branch locator section. Then search for Kalyan Phata or Thane to find the exact IFSC Code FINO0001046.

Mobile Banking App

If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Fino Payments Bank and Thane will provide accurate information.

How to Use IFSC Code FINO0001046 for Online Transfers?

Once you have the IFSC Code FINO0001046 for the Kalyan Phata branch of Fino Payments Bank in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FINO0001046. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001046.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Fino Payments Bank Kalyan Phata in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Kalyan Phata, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Fino Payments Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.