Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Fino Payments Bank for its Sultanpur branch in Sultanpur, Sultanpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Fino Payments Bank located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FINO0001592. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Fino Payments Bank, Sultanpur, Sultanpur

Below in the table are the key details related to IFSC Code FINO0001592 of Fino Payments Bank for its branch located in Sultanpur, within the district of Sultanpur in the state of Uttar Pradesh.

Particulars Details
Bank Fino Payments Bank
IFSC Code FINO0001592
Branch Sultanpur
City Sultanpur
District Sultanpur
State Uttar Pradesh
Address Golaghat Paancho Peeran, Opposite Gomti Hospital, Sultanpur, Pin Code-228001

These details are crucial, not just for online banking users but also for businesses and individuals who use Fino Payments Bank in Sultanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001592 for the Sultanpur branch of Fino Payments Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Fino Payments Bank located in Sultanpur, Sultanpur, Uttar Pradesh, is provided a unique IFSC like FINO0001592 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Fino Payments Bank branch in Sultanpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sultanpur and Sultanpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Fino Payments Bank in Sultanpur do not get misguided to another person.

Format of the IFSC Code FINO0001592

The format of the IFSC Code for banks, including Fino Payments Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sultanpur in Sultanpur.

For example, the IFSC Code FINO0001592 of Fino Payments Bank for the Sultanpur branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Fino Payments Bank?

If you are trying to find the IFSC Code FINO0001592 of Fino Payments Bank for its Sultanpur branch located in Sultanpur, the following methods can help:

Cheque Book

The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Fino Payments Bank branches in Sultanpur and Sultanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Fino Payments Bank and navigate to the branch locator section. Search for Sultanpur or Sultanpur to get the exact IFSC Code FINO0001592.

Mobile Banking App

If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Fino Payments Bank and Sultanpur, you'll get the correct details.

How to Use IFSC Code FINO0001592 for Online Transfers?

Once you have the IFSC Code FINO0001592 for the Sultanpur branch of Fino Payments Bank in Sultanpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FINO0001592. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001592.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Fino Payments Bank Sultanpur in Sultanpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Sultanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Fino Payments Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sultanpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Fino Payments Bank in Sultanpur, Sultanpur?

The IFSC Code is FINO0001592.

Is the IFSC Code FINO0001592 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Fino Payments Bank Sultanpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sultanpur branch?

The address of the branch is Golaghat Paancho Peeran, Opposite Gomti Hospital, Sultanpur, Pin Code-228001 located in Sultanpur, Sultanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.