The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Fino Payments Bank for its Pratapgarh branch in Pratapgarh, Pratapgarh, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Fino Payments Bank located in Pratapgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FINO0001594. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Fino Payments Bank, Pratapgarh, Pratapgarh

Here are some of the key details that come with the IFSC Code FINO0001594 of Fino Payments Bank for its branch located in Pratapgarh, within the district of Pratapgarh in the state of Uttar Pradesh.

Particulars Details
Bank Fino Payments Bank
IFSC Code FINO0001594
Branch Pratapgarh
City Pratapgarh
District Pratapgarh
State Uttar Pradesh
Address 12 A Kanj Bhawan Bhangawa Chungi, Khushkhushwapur Pratapgarh, Pin Code -230001

These details helps users in online banking and for businesses and individuals who use Fino Payments Bank in Pratapgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001594 for the Pratapgarh branch of Fino Payments Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Fino Payments Bank located in Pratapgarh, Pratapgarh, Uttar Pradesh, is provided with a unique IFSC like FINO0001594 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Fino Payments Bank branch in Pratapgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pratapgarh and Pratapgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Fino Payments Bank in Pratapgarh do not get mixed with another location.

Format of the IFSC Code FINO0001594

The format of the IFSC Code for banks, including Fino Payments Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Fino Payments Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pratapgarh in Pratapgarh.

For example, the IFSC Code FINO0001594 of Fino Payments Bank for the Pratapgarh branch has these elements, identifying the bank and the branch location in Pratapgarh and Uttar Pradesh correctly.

How to Find IFSC Code for Fino Payments Bank?

If you are trying to find the IFSC Code FINO0001594 of Fino Payments Bank for its Pratapgarh branch located in Pratapgarh, the following methods can help:

Cheque Book

The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Fino Payments Bank branches in Pratapgarh and Pratapgarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Fino Payments Bank and navigate to the branch locator section. Search for Pratapgarh or Pratapgarh to get the exact IFSC Code FINO0001594.

Mobile Banking App

If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Fino Payments Bank and Pratapgarh, you'll get the correct details.

How to Use IFSC Code FINO0001594 for Online Transfers?

Once you have the IFSC Code FINO0001594 for the Pratapgarh branch of Fino Payments Bank in Pratapgarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FINO0001594. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001594.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Fino Payments Bank Pratapgarh in Pratapgarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Pratapgarh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Fino Payments Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pratapgarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Fino Payments Bank in Pratapgarh, Pratapgarh?

The IFSC Code is FINO0001594.

Is the IFSC Code FINO0001594 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Fino Payments Bank Pratapgarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pratapgarh branch?

The address of the branch is 12 A Kanj Bhawan Bhangawa Chungi, Khushkhushwapur Pratapgarh, Pin Code -230001 located in Pratapgarh, Pratapgarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.