The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Fino Payments Bank for its Khora Colony branch in Noida, Gautam Buddha Nagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Fino Payments Bank located in Noida or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FINO0001147. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Fino Payments Bank, Khora Colony, Noida
Here are some of the key details that come with the IFSC Code FINO0001147 of Fino Payments Bank for its branch located in Noida, within the district of Gautam Buddha Nagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Fino Payments Bank |
| IFSC Code | FINO0001147 |
| Branch | Khora Colony |
| City | Noida |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| Address | A-10/1,Ground Floor,Deepak Vihar,Khora Road,Noida,Up -201008 |
These details are essential not only for online banking users but also for businesses and individuals who use Fino Payments Bank in Noida for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001147 for the Khora Colony branch of Fino Payments Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Fino Payments Bank located in Khora Colony, Noida, Uttar Pradesh, is provided a unique IFSC like FINO0001147 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Fino Payments Bank branch in Noida.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Noida and Gautam Buddha Nagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Fino Payments Bank in Khora Colony do not get misguided to another person.
Format of the IFSC Code FINO0001147
The format of the IFSC Code for banks, including Fino Payments Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Fino Payments Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khora Colony in Noida.
For example, the IFSC Code FINO0001147 of Fino Payments Bank for the Khora Colony branch includes these elements, identifying the bank and the branch location in Noida and Uttar Pradesh accurately.
How to Find IFSC Code for Fino Payments Bank?
If you are trying to find the IFSC Code FINO0001147 of Fino Payments Bank for its Khora Colony branch located in Noida, the following methods can help:
Cheque Book
The cheque books that are issued by Fino Payments Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Fino Payments Bank branches in Noida and Gautam Buddha Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Fino Payments Bank and find the branch locator section. Search for Khora Colony or Noida to get the exact IFSC Code FINO0001147.
Mobile Banking App
If you use Fino Payments Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Fino Payments Bank and Noida that will provide accurate information.
How to Use IFSC Code FINO0001147 for Online Transfers?
Once you have the IFSC Code FINO0001147 for the Khora Colony branch of Fino Payments Bank in Noida, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FINO0001147. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Fino Payments Bank IFSC Code FINO0001147.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Fino Payments Bank Khora Colony in Noida, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Khora Colony, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Fino Payments Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Noida manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khora Colony Noida branch is FINO0001147.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at A-10/1,Ground Floor,Deepak Vihar,Khora Road,Noida,Up -201008.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.