The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Fino Payments Bank for its Kala Amb branch in Naraingarh, Ambala, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Fino Payments Bank located in Naraingarh or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code FINO0001108. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Fino Payments Bank, Kala Amb, Naraingarh
Here are the key points that are associated with the IFSC Code FINO0001108 of Fino Payments Bank for its branch located in Naraingarh, within the district of Ambala in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Fino Payments Bank |
| IFSC Code | FINO0001108 |
| Branch | Kala Amb |
| City | Naraingarh |
| District | Ambala |
| State | Haryana |
| Address | Tirlokpur Road,Kala Amb,Ambala,Haryana -133001 |
These details are essential not only for online banking users but also for businesses and individuals who use Fino Payments Bank in Naraingarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001108 for the Kala Amb branch of Fino Payments Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Fino Payments Bank located in Kala Amb, Naraingarh, Haryana, are allotted a unique IFSC like FINO0001108 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Naraingarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Naraingarh and Ambala.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Fino Payments Bank in Kala Amb reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code FINO0001108
The format of the IFSC Code for banks, including Fino Payments Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Fino Payments Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kala Amb in Naraingarh.
For example, the IFSC Code FINO0001108 of Fino Payments Bank for the Kala Amb branch includes these elements, identifying the bank and the branch location in Naraingarh and Haryana accurately.
How to Find IFSC Code for Fino Payments Bank?
If you are trying to find the IFSC Code FINO0001108 of Fino Payments Bank for its Kala Amb branch located in Naraingarh, the following methods can help:
Cheque Book
The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Fino Payments Bank branches in Naraingarh and Ambala, print them on the first page of your passbook.
Bank Website
Visit the official website of Fino Payments Bank and navigate to the branch locator section. Search for Kala Amb or Naraingarh to get the exact IFSC Code FINO0001108.
Mobile Banking App
If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Fino Payments Bank and Naraingarh, you'll get the correct details.
How to Use IFSC Code FINO0001108 for Online Transfers?
If you have the IFSC Code FINO0001108 for the Kala Amb branch of Fino Payments Bank in Naraingarh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FINO0001108. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Fino Payments Bank IFSC Code FINO0001108.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Fino Payments Bank Kala Amb in Naraingarh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Kala Amb, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Fino Payments Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Naraingarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FINO0001108.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tirlokpur Road,Kala Amb,Ambala,Haryana -133001 located in Naraingarh, Ambala, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.