The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Fino Payments Bank for its Head Office branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Fino Payments Bank located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code FINO0009001. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Fino Payments Bank, Head Office, Mumbai

Here are the key points that are associated with the IFSC Code FINO0009001 of Fino Payments Bank for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Fino Payments Bank
IFSC Code FINO0009001
Branch Head Office
City Mumbai
District Mumbai
State Maharashtra
Address Mindspace Juinagar, Plot No. Gen 2/1/F, Tower 1, 8Th Floor, Ttc Industrial Area, Midc Shirwane, Juinagar, Navi Mumbai- 400 706

These details help users in online banking and for businesses and individuals who use Fino Payments Bank in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0009001 for the Head Office branch of Fino Payments Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Fino Payments Bank located in Head Office, Mumbai, Maharashtra, are allotted a unique IFSC like FINO0009001 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Fino Payments Bank in Head Office reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code FINO0009001

The format of the IFSC Code for banks, including Fino Payments Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Head Office in Mumbai.

For example, the IFSC Code FINO0009001 of Fino Payments Bank for the Head Office branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.

How to Find IFSC Code for Fino Payments Bank?

If you are trying to find the IFSC Code FINO0009001 of Fino Payments Bank for its Head Office branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Fino Payments Bank branches in Mumbai and Mumbai, print them on the first page of your passbook.

Bank Website

Visit the official website of Fino Payments Bank and navigate to the branch locator section. Search for Head Office or Mumbai to get the exact IFSC Code FINO0009001.

Mobile Banking App

If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Fino Payments Bank and Mumbai, you'll get the correct details.

How to Use IFSC Code FINO0009001 for Online Transfers?

If you have the IFSC Code FINO0009001 for the Head Office branch of Fino Payments Bank in Mumbai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FINO0009001. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Fino Payments Bank IFSC Code FINO0009001.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Fino Payments Bank Head Office in Mumbai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Head Office, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Fino Payments Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Fino Payments Bank Head Office Mumbai?

The IFSC Code of the Head Office Mumbai branch is FINO0009001.

Is IFSC Code FINO0009001 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Fino Payments Bank Head Office branch?

The branch is located at Mindspace Juinagar, Plot No. Gen 2/1/F, Tower 1, 8Th Floor, Ttc Industrial Area, Midc Shirwane, Juinagar, Navi Mumbai- 400 706.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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