There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Fino Payments Bank for its Maharajganj branch in Maharajganj, Maharajganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Fino Payments Bank situated in Maharajganj or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code FINO0001579. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Fino Payments Bank, Maharajganj, Maharajganj
Here are the key points that are associated with the IFSC Code FINO0001579 of Fino Payments Bank for its branch located in Maharajganj, within the district of Maharajganj in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Fino Payments Bank |
| IFSC Code | FINO0001579 |
| Branch | Maharajganj |
| City | Maharajganj |
| District | Maharajganj |
| State | Uttar Pradesh |
| Address | Ward No-22,Shashtri Nagar Tedhva Kuti,Pharenda Road Maharajganj,Pincode -273303 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Fino Payments Bank in Maharajganj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001579 for the Maharajganj branch of Fino Payments Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Fino Payments Bank located in Maharajganj, Maharajganj, Uttar Pradesh, are allotted a unique IFSC like FINO0001579 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Maharajganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Maharajganj and Maharajganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Fino Payments Bank in Maharajganj reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code FINO0001579
The format of the IFSC Code for banks, including Fino Payments Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maharajganj in Maharajganj.
For example, the IFSC Code FINO0001579 of Fino Payments Bank for the Maharajganj branch includes these elements, identifying the bank and the branch location in Maharajganj and Uttar Pradesh correctly.
How to Find IFSC Code for Fino Payments Bank?
If you are trying to find the IFSC Code FINO0001579 of Fino Payments Bank for its Maharajganj branch located in Maharajganj, the following methods can help:
Cheque Book
The cheque books that are issued by Fino Payments Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Fino Payments Bank branches in Maharajganj and Maharajganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Fino Payments Bank and find the branch locator section. Search for Maharajganj or Maharajganj to get the exact IFSC Code FINO0001579.
Mobile Banking App
If you use Fino Payments Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Fino Payments Bank and Maharajganj that will provide accurate information.
How to Use IFSC Code FINO0001579 for Online Transfers?
Once you have the IFSC Code FINO0001579 for the Maharajganj branch of Fino Payments Bank in Maharajganj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FINO0001579. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001579.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Fino Payments Bank Maharajganj in Maharajganj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Maharajganj, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Fino Payments Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Maharajganj manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FINO0001579.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No-22,Shashtri Nagar Tedhva Kuti,Pharenda Road Maharajganj,Pincode -273303 located in Maharajganj, Maharajganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.