There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Fino Payments Bank for its Lakhimpur Khiri branch in Lakhimpur Khiri, Kheri, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Fino Payments Bank situated in Lakhimpur Khiri or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code FINO0001591. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Fino Payments Bank, Lakhimpur Khiri, Lakhimpur Khiri
Here are the main details that are associated with the IFSC Code FINO0001591 of Fino Payments Bank for its branch located in Lakhimpur Khiri, within the district of Kheri in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Fino Payments Bank |
| IFSC Code | FINO0001591 |
| Branch | Lakhimpur Khiri |
| City | Lakhimpur Khiri |
| District | Kheri |
| State | Uttar Pradesh |
| Address | Moosa Ram Complex, Near Lrp Chauraha Lakhimpur Khiri Uttar Pradesh -262701 |
These details are important not only for users using online banking but also for businesses and individuals who use Fino Payments Bank in Lakhimpur Khiri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FINO0001591 for the Lakhimpur Khiri branch of Fino Payments Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Fino Payments Bank located in Lakhimpur Khiri, Lakhimpur Khiri, Uttar Pradesh, is provided a unique IFSC like FINO0001591 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Fino Payments Bank branch in Lakhimpur Khiri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Khiri and Kheri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Fino Payments Bank in Lakhimpur Khiri do not get misguided to another person.
Format of the IFSC Code FINO0001591
The format of the IFSC Code for banks, including Fino Payments Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lakhimpur Khiri in Lakhimpur Khiri.
For example, the IFSC Code FINO0001591 of Fino Payments Bank for the Lakhimpur Khiri branch includes these elements, identifying the bank and the branch location in Lakhimpur Khiri and Uttar Pradesh correctly.
How to Find IFSC Code for Fino Payments Bank?
If you are trying to find the IFSC Code FINO0001591 of Fino Payments Bank for its Lakhimpur Khiri branch located in Lakhimpur Khiri, the following methods can help:
Cheque Book
The cheque books that are issued by Fino Payments Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Fino Payments Bank branches in Lakhimpur Khiri and Kheri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Fino Payments Bank and find the branch locator section. Search for Lakhimpur Khiri or Lakhimpur Khiri to get the exact IFSC Code FINO0001591.
Mobile Banking App
If you use Fino Payments Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Fino Payments Bank and Lakhimpur Khiri that will provide accurate information.
How to Use IFSC Code FINO0001591 for Online Transfers?
Once you have the IFSC Code FINO0001591 for the Lakhimpur Khiri branch of Fino Payments Bank in Lakhimpur Khiri, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FINO0001591. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Fino Payments Bank IFSC Code FINO0001591.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Fino Payments Bank Lakhimpur Khiri in Lakhimpur Khiri, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Lakhimpur Khiri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Fino Payments Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Khiri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FINO0001591.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Moosa Ram Complex, Near Lrp Chauraha Lakhimpur Khiri Uttar Pradesh -262701 located in Lakhimpur Khiri, Kheri, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.