For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Fino Payments Bank for its Khalilabad branch in Khalilabad, Sant Kabir Nagar, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Fino Payments Bank located in Khalilabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FINO0001582. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Fino Payments Bank, Khalilabad, Khalilabad
Here are the main details that are associated with the IFSC Code FINO0001582 of Fino Payments Bank for its branch located in Khalilabad, within the district of Sant Kabir Nagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Fino Payments Bank |
| IFSC Code | FINO0001582 |
| Branch | Khalilabad |
| City | Khalilabad |
| District | Sant Kabir Nagar |
| State | Uttar Pradesh |
| Address | Mehandawal By Pass In Front Of Baroda Up Grameen Bank Khalilabad Sant Kabir Nagar,Pincode -272175 |
These details helps users in online banking and for businesses and individuals who use Fino Payments Bank in Khalilabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001582 for the Khalilabad branch of Fino Payments Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Fino Payments Bank located in Khalilabad, Khalilabad, Uttar Pradesh, is provided with a unique IFSC like FINO0001582 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Fino Payments Bank branch in Khalilabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Khalilabad and Sant Kabir Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Fino Payments Bank in Khalilabad do not get mixed with another location.
Format of the IFSC Code FINO0001582
The format of the IFSC Code for banks, including Fino Payments Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khalilabad in Khalilabad.
For example, the IFSC Code FINO0001582 of Fino Payments Bank for the Khalilabad branch includes these elements, identifying the bank and the branch location in Khalilabad and Uttar Pradesh correctly.
How to Find IFSC Code for Fino Payments Bank?
If you are trying to find the IFSC Code FINO0001582 of Fino Payments Bank for its Khalilabad branch located in Khalilabad, the following methods can help:
Cheque Book
The cheque books that are issued by Fino Payments Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Fino Payments Bank branches in Khalilabad and Sant Kabir Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Fino Payments Bank and find the branch locator section. Search for Khalilabad or Khalilabad to get the exact IFSC Code FINO0001582.
Mobile Banking App
If you use Fino Payments Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Fino Payments Bank and Khalilabad that will provide accurate information.
How to Use IFSC Code FINO0001582 for Online Transfers?
Once you have the IFSC Code FINO0001582 for the Khalilabad branch of Fino Payments Bank in Khalilabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FINO0001582. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001582.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Fino Payments Bank Khalilabad in Khalilabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Khalilabad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Fino Payments Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Khalilabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khalilabad Khalilabad branch is FINO0001582.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Mehandawal By Pass In Front Of Baroda Up Grameen Bank Khalilabad Sant Kabir Nagar,Pincode -272175.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.