There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Fino Payments Bank for its Jhansi branch in Jhansi, Jhansi, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Fino Payments Bank situated in Jhansi or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code FINO0001596. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Fino Payments Bank, Jhansi, Jhansi

Below in the table are the key details related to IFSC Code FINO0001596 of Fino Payments Bank for its branch located in Jhansi, within the district of Jhansi in the state of Uttar Pradesh.

Particulars Details
Bank Fino Payments Bank
IFSC Code FINO0001596
Branch Jhansi
City Jhansi
District Jhansi
State Uttar Pradesh
Address 489 1B Mission Gate In Front Of Munna Lal Power House Gwalior Road Jhansi 284003

These details are crucial, not just for online banking users but also for businesses and individuals who use Fino Payments Bank in Jhansi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001596 for the Jhansi branch of Fino Payments Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FINO0001596 is given to every bank branch, including Fino Payments Bank located in Jhansi, Jhansi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Fino Payments Bank branch in Jhansi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jhansi and Jhansi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Fino Payments Bank in Jhansi doesn't end up at another location.

Format of the IFSC Code FINO0001596

The format of the IFSC Code for banks, including Fino Payments Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhansi in Jhansi.

For example, the IFSC Code FINO0001596 of Fino Payments Bank for the Jhansi branch includes these elements, identifying the bank and the branch location in Jhansi and Uttar Pradesh correctly.

How to Find IFSC Code for Fino Payments Bank?

If you are trying to find the IFSC Code FINO0001596 of Fino Payments Bank for its Jhansi branch located in Jhansi, the following methods can help:

Cheque Book

The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Fino Payments Bank branches in Jhansi and Jhansi, print them on the first page of your passbook.

Bank Website

Visit the official website of Fino Payments Bank and navigate to the branch locator section. Search for Jhansi or Jhansi to get the exact IFSC Code FINO0001596.

Mobile Banking App

If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Fino Payments Bank and Jhansi, you'll get the correct details.

How to Use IFSC Code FINO0001596 for Online Transfers?

Once you have the IFSC Code FINO0001596 for the Jhansi branch of Fino Payments Bank in Jhansi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FINO0001596. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001596.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Fino Payments Bank Jhansi in Jhansi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Jhansi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Fino Payments Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jhansi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Fino Payments Bank in Jhansi, Jhansi?

The IFSC Code is FINO0001596.

Is the IFSC Code FINO0001596 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Fino Payments Bank Jhansi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhansi branch?

The address of the branch is 489 1B Mission Gate In Front Of Munna Lal Power House Gwalior Road Jhansi 284003 located in Jhansi, Jhansi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.