Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Fino Payments Bank for its Hazaribagh branch in Hazaribagh, Hazaribagh, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Fino Payments Bank located in Hazaribagh or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code FINO0001590. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Fino Payments Bank, Hazaribagh, Hazaribagh
Here are some of the key details that come with the IFSC Code FINO0001590 of Fino Payments Bank for its branch located in Hazaribagh, within the district of Hazaribagh in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Fino Payments Bank |
| IFSC Code | FINO0001590 |
| Branch | Hazaribagh |
| City | Hazaribagh |
| District | Hazaribagh |
| State | Jharkhand |
| Address | Studio Photo Lab , Near Ananda Chowk, Guru Govind Singh Road Opp Andhra Bank, Hazaribagh-825301 |
These details are important not only for users using online banking but also for businesses and individuals who use Fino Payments Bank in Hazaribagh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FINO0001590 for the Hazaribagh branch of Fino Payments Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Fino Payments Bank located in Hazaribagh, Hazaribagh, Jharkhand, are given a unique IFSC like FINO0001590 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hazaribagh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Hazaribagh and Hazaribagh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Fino Payments Bank in Hazaribagh goes to the correct branch. This is important because Fino Payments Bank has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code FINO0001590
The format of the IFSC Code for banks, including Fino Payments Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hazaribagh in Hazaribagh.
For example, the IFSC Code FINO0001590 of Fino Payments Bank for the Hazaribagh branch includes these elements, identifying the bank and the branch location in Hazaribagh and Jharkhand correctly.
How to Find IFSC Code for Fino Payments Bank?
If you are trying to find the IFSC Code FINO0001590 of Fino Payments Bank for its Hazaribagh branch located in Hazaribagh, the following methods can help:
Cheque Book
The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Fino Payments Bank branches in Hazaribagh and Hazaribagh, print them on the first page of your passbook.
Bank Website
Visit the official website of Fino Payments Bank and navigate to the branch locator section. Search for Hazaribagh or Hazaribagh to get the exact IFSC Code FINO0001590.
Mobile Banking App
If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Fino Payments Bank and Hazaribagh, you'll get the correct details.
How to Use IFSC Code FINO0001590 for Online Transfers?
Once you have the IFSC Code FINO0001590 for the Hazaribagh branch of Fino Payments Bank in Hazaribagh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FINO0001590. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001590.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Fino Payments Bank Hazaribagh in Hazaribagh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Hazaribagh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Fino Payments Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Hazaribagh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FINO0001590.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Studio Photo Lab , Near Ananda Chowk, Guru Govind Singh Road Opp Andhra Bank, Hazaribagh-825301 located in Hazaribagh, Hazaribagh, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.