Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Fino Payments Bank for its Chandauli branch in Chandauli, Chandauli, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Fino Payments Bank located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FINO0001573. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Fino Payments Bank, Chandauli, Chandauli

Here are the key points that are associated with the IFSC Code FINO0001573 of Fino Payments Bank for its branch located in Chandauli, within the district of Chandauli in the state of Uttar Pradesh.

Particulars Details
Bank Fino Payments Bank
IFSC Code FINO0001573
Branch Chandauli
City Chandauli
District Chandauli
State Uttar Pradesh
Address 1St Floor,Abhishek Complex,Ward No -8,Kidwai Nagar,1 Chandauli,Pincode -232104

These details helps users in online banking and for businesses and individuals who use Fino Payments Bank in Chandauli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001573 for the Chandauli branch of Fino Payments Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Fino Payments Bank located in Chandauli, Chandauli, Uttar Pradesh, are allotted a unique IFSC like FINO0001573 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandauli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chandauli and Chandauli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Fino Payments Bank in Chandauli reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code FINO0001573

The format of the IFSC Code for banks, including Fino Payments Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Fino Payments Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chandauli in Chandauli.

For example, the IFSC Code FINO0001573 of Fino Payments Bank for the Chandauli branch has these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh correctly.

How to Find IFSC Code for Fino Payments Bank?

If you are trying to find the IFSC Code FINO0001573 of Fino Payments Bank for its Chandauli branch located in Chandauli, the following methods can help:

Cheque Book

The cheque book issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Fino Payments Bank branches in Chandauli and Chandauli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Fino Payments Bank and navigate to the branch locator section. Search for Chandauli or Chandauli to get the exact IFSC Code FINO0001573.

Mobile Banking App

If you use Fino Payments Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Fino Payments Bank and Chandauli, you'll get the correct details.

How to Use IFSC Code FINO0001573 for Online Transfers?

Once you have the IFSC Code FINO0001573 for the Chandauli branch of Fino Payments Bank in Chandauli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FINO0001573. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001573.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Fino Payments Bank Chandauli in Chandauli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Fino Payments Bank in Chandauli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Fino Payments Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chandauli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Fino Payments Bank in Chandauli, Chandauli?

The IFSC Code is FINO0001573.

Is the IFSC Code FINO0001573 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Fino Payments Bank Chandauli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chandauli branch?

The address of the branch is 1St Floor,Abhishek Complex,Ward No -8,Kidwai Nagar,1 Chandauli,Pincode -232104 located in Chandauli, Chandauli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.