Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Fino Payments Bank for its Bhagalpur branch in Bhagalpur, Bhagalpur, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Fino Payments Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code FINO0001567. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Fino Payments Bank, Bhagalpur, Bhagalpur

The table below shows the main details of the IFSC Code FINO0001567 for the Fino Payments Bank branch in Bhagalpur, which falls under the Bhagalpur district in Bihar.

Particulars Details
Bank Fino Payments Bank
IFSC Code FINO0001567
Branch Bhagalpur
City Bhagalpur
District Bhagalpur
State Bihar
Address Bhagwan Mahavir Path Parbatti Bhagalpur Bhagwan Mahavir Path Parbatti Bhagalpur-812002 Bihar

These details helps users in online banking and for businesses and individuals who use Fino Payments Bank in Bhagalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FINO0001567 for the Bhagalpur branch of Fino Payments Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Fino Payments Bank located in Bhagalpur, Bhagalpur, Bihar, are allotted a unique IFSC like FINO0001567 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhagalpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhagalpur and Bhagalpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Fino Payments Bank in Bhagalpur reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code FINO0001567

The format of the IFSC Code for banks, including Fino Payments Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Fino Payments Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhagalpur in Bhagalpur.

For example, the IFSC Code FINO0001567 of Fino Payments Bank for the Bhagalpur branch includes these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.

How to Find IFSC Code for Fino Payments Bank?

If you are looking for the IFSC Code FINO0001567 of Fino Payments Bank for its Bhagalpur branch located in Bhagalpur, the following methods can help:

Cheque Book

The cheque book that is issued by Fino Payments Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Fino Payments Bank branches in Bhagalpur and Bhagalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Fino Payments Bank and look for the branch locator section, then search for Bhagalpur or Bhagalpur to get the exact IFSC Code FINO0001567.

Mobile Banking App

If you use Fino Payments Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Fino Payments Bank and Bhagalpur, then it will provide you proper information.

How to Use IFSC Code FINO0001567 for Online Transfers?

Once you have the IFSC Code FINO0001567 for the Bhagalpur branch of Fino Payments Bank in Bhagalpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FINO0001567. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Fino Payments Bank IFSC Code FINO0001567.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Fino Payments Bank Bhagalpur in Bhagalpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Fino Payments Bank in Bhagalpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Fino Payments Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhagalpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Fino Payments Bank in Bhagalpur, Bhagalpur?

The IFSC Code is FINO0001567.

Is the IFSC Code FINO0001567 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Fino Payments Bank Bhagalpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhagalpur branch?

The address of the branch is Bhagwan Mahavir Path Parbatti Bhagalpur Bhagwan Mahavir Path Parbatti Bhagalpur-812002 Bihar located in Bhagalpur, Bhagalpur, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.