For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Bhimavaram branch in West Godavari, West Godavari, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Federal Bank located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0002279. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Bhimavaram, West Godavari
Here are the key points that are associated with the IFSC Code FDRL0002279 of Federal Bank for its branch located in West Godavari, within the district of West Godavari in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002279 |
| Branch | Bhimavaram |
| City | West Godavari |
| District | West Godavari |
| State | Andhra Pradesh |
| Address | First Floor, D No 1-1-11, Vamsi Krishna Nagar, Juvalapalem Road, Bhimavaram West Godavari, Andhra Pradesh |
These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in West Godavari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002279 for the Bhimavaram branch of Federal Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Bhimavaram, West Godavari, Andhra Pradesh, are allotted a unique IFSC like FDRL0002279 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like West Godavari and West Godavari.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Bhimavaram reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code FDRL0002279
This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhimavaram in West Godavari.
For example, the IFSC Code FDRL0002279 of Federal Bank for the Bhimavaram branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.
How to Find IFSC Code for Federal Bank?
If you are looking for the IFSC Code FDRL0002279 of Federal Bank for its Bhimavaram branch located in West Godavari, the following methods can help:
Cheque Book
The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Federal Bank branches in West Godavari and West Godavari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Federal Bank and look for the branch locator section, then search for Bhimavaram or West Godavari to get the exact IFSC Code FDRL0002279.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and West Godavari, then it will provide you proper information.
How to Use IFSC Code FDRL0002279 for Online Transfers?
Once you have the IFSC Code FDRL0002279 for the Bhimavaram branch of Federal Bank in West Godavari, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002279. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002279.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Bhimavaram in West Godavari, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Bhimavaram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in West Godavari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhimavaram West Godavari branch is FDRL0002279.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at First Floor, D No 1-1-11, Vamsi Krishna Nagar, Juvalapalem Road, Bhimavaram West Godavari, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.