Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Siruvadi-Murukeri branch in Villupuram, Siruvadi, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Federal Bank located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002602. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Siruvadi-Murukeri, Villupuram
Here are some of the key details that come with the IFSC Code FDRL0002602 of Federal Bank for its branch located in Villupuram, within the district of Siruvadi in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002602 |
| Branch | Siruvadi-Murukeri |
| City | Villupuram |
| District | Siruvadi |
| State | Tamil Nadu |
| Address | No.196/2A1A, Marakkanam Main Road, Siruvedi, Tindavanam, Villupuram, Tamil Nadu - 604301 |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Villupuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002602 for the Siruvadi-Murukeri branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Siruvadi-Murukeri, Villupuram, Tamil Nadu, is provided a unique IFSC like FDRL0002602 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Federal Bank branch in Villupuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Villupuram and Siruvadi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Siruvadi-Murukeri do not get misguided to another person.
Format of the IFSC Code FDRL0002602
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Siruvadi-Murukeri in Villupuram.
For example, the IFSC Code FDRL0002602 of Federal Bank for the Siruvadi-Murukeri branch has these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002602 of Federal Bank for its Siruvadi-Murukeri branch located in Villupuram, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Villupuram and Siruvadi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Siruvadi-Murukeri or Villupuram to get the exact IFSC Code FDRL0002602.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Villupuram that will provide accurate information.
How to Use IFSC Code FDRL0002602 for Online Transfers?
Once you have the IFSC Code FDRL0002602 for the Siruvadi-Murukeri branch of Federal Bank in Villupuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002602. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002602.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Siruvadi-Murukeri in Villupuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Siruvadi-Murukeri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Villupuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002602.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No.196/2A1A, Marakkanam Main Road, Siruvedi, Tindavanam, Villupuram, Tamil Nadu - 604301 located in Villupuram, Siruvadi, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.