Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Kilpudupattu branch in Villupuram, Kilpudupattu, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Villupuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002422. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Kilpudupattu, Villupuram
Here are some of the key details that come with the IFSC Code FDRL0002422 of Federal Bank for its branch located in Villupuram, within the district of Kilpudupattu in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002422 |
| Branch | Kilpudupattu |
| City | Villupuram |
| District | Kilpudupattu |
| State | Tamil Nadu |
| Address | No.9, Ecr Road, Ganapathichettikulam Bus Stop, Kilpudupattu, Marakanam Taluk, Villupuram District -605014 |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Villupuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002422 for the Kilpudupattu branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Kilpudupattu, Villupuram, Tamil Nadu, are allotted a unique IFSC like FDRL0002422 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Villupuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Villupuram and Kilpudupattu.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Kilpudupattu reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code FDRL0002422
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kilpudupattu in Villupuram.
For example, the IFSC Code FDRL0002422 of Federal Bank for the Kilpudupattu branch has these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu correctly.
How to Find IFSC Code for Federal Bank?
To find the IFSC Code FDRL0002422 of Federal Bank for its Kilpudupattu branch located in Villupuram, the following methods can help you out:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Villupuram and Kilpudupattu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and go to the branch locator section. Then search for Kilpudupattu or Villupuram to find the exact IFSC Code FDRL0002422.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Villupuram will provide accurate information.
How to Use IFSC Code FDRL0002422 for Online Transfers?
Once you have the IFSC Code FDRL0002422 for the Kilpudupattu branch of Federal Bank in Villupuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002422. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002422.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Kilpudupattu in Villupuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Kilpudupattu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Villupuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002422.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No.9, Ecr Road, Ganapathichettikulam Bus Stop, Kilpudupattu, Marakanam Taluk, Villupuram District -605014 located in Villupuram, Kilpudupattu, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.