There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Chittalampattu branch in Villupuram, Chittalampattu, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Villupuram or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code FDRL0002551. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Chittalampattu, Villupuram

Below in the table are the key details related to IFSC Code FDRL0002551 of Federal Bank for its branch located in Villupuram, within the district of Chittalampattu in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002551
Branch Chittalampattu
City Villupuram
District Chittalampattu
State Tamil Nadu
Address 54 A, T V Malai Road, Chittalampattu Village, Villupuram, Tamil Nadu - 605501

These details help users in online banking and for businesses and individuals who use Federal Bank in Villupuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002551 for the Chittalampattu branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Chittalampattu, Villupuram, Tamil Nadu, are given a unique IFSC like FDRL0002551 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Villupuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Villupuram and Chittalampattu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Chittalampattu goes to the correct branch. This is important because Federal Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0002551

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chittalampattu in Villupuram.

For example, the IFSC Code FDRL0002551 of Federal Bank for the Chittalampattu branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002551 of Federal Bank for its Chittalampattu branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Villupuram and Chittalampattu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Chittalampattu or Villupuram to get the exact IFSC Code FDRL0002551.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Villupuram, then it will provide you proper information.

How to Use IFSC Code FDRL0002551 for Online Transfers?

Once you have the IFSC Code FDRL0002551 for the Chittalampattu branch of Federal Bank in Villupuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002551. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002551.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Chittalampattu in Villupuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Chittalampattu, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Villupuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Chittalampattu, Villupuram?

The IFSC Code is FDRL0002551.

Is the IFSC Code FDRL0002551 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Chittalampattu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chittalampattu branch?

The address of the branch is 54 A, T V Malai Road, Chittalampattu Village, Villupuram, Tamil Nadu - 605501 located in Villupuram, Chittalampattu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.