For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Vapi branch in Valsad, Vapi, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code FDRL0001664. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Vapi, Valsad

Here are the key points that are associated with the IFSC Code FDRL0001664 of Federal Bank for its branch located in Valsad, within the district of Vapi in the state of Gujarat.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001664
Branch Vapi
City Valsad
District Vapi
State Gujarat
Address G01 And G02, Ground Floor, Status , Plot No Cm 8/8, Nh8,Gunjan , Gidc, Vapi 396195

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Valsad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001664 for the Vapi branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Vapi, Valsad, Gujarat, is provided with a unique IFSC like FDRL0001664 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Valsad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Valsad and Vapi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Vapi do not get mixed with another location.

Format of the IFSC Code FDRL0001664

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vapi in Valsad.

For example, the IFSC Code FDRL0001664 of Federal Bank for the Vapi branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001664 of Federal Bank for its Vapi branch located in Valsad, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Valsad and Vapi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Vapi or Valsad to get the exact IFSC Code FDRL0001664.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Valsad, you'll get the correct details.

How to Use IFSC Code FDRL0001664 for Online Transfers?

Once you have the IFSC Code FDRL0001664 for the Vapi branch of Federal Bank in Valsad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001664. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001664.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Vapi in Valsad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Vapi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Valsad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Vapi, Valsad?

The IFSC Code is FDRL0001664.

Is the IFSC Code FDRL0001664 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Vapi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vapi branch?

The address of the branch is G01 And G02, Ground Floor, Status , Plot No Cm 8/8, Nh8,Gunjan , Gidc, Vapi 396195 located in Valsad, Vapi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.