For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Agaram Sibanthi branch in Tiruvannamalai, Agaramsibanthi, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Tiruvannamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002415. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Agaram Sibanthi, Tiruvannamalai

Here are the key points that are associated with the IFSC Code FDRL0002415 of Federal Bank for its branch located in Tiruvannamalai, within the district of Agaramsibanthi in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002415
Branch Agaram Sibanthi
City Tiruvannamalai
District Agaramsibanthi
State Tamil Nadu
Address 417/7, C C Road, Agaramsibanthi, Naidumangalam Post, Tiruvannamalai District, Tamil Nadu - 606802

These details helps users in online banking and for businesses and individuals who use Federal Bank in Tiruvannamalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002415 for the Agaram Sibanthi branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Agaram Sibanthi, Tiruvannamalai, Tamil Nadu, is provided a unique IFSC like FDRL0002415 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Tiruvannamalai.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tiruvannamalai and Agaramsibanthi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Agaram Sibanthi do not get misguided to another person.

Format of the IFSC Code FDRL0002415

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agaram Sibanthi in Tiruvannamalai.

For example, the IFSC Code FDRL0002415 of Federal Bank for the Agaram Sibanthi branch includes these elements, identifying the bank and the branch location in Tiruvannamalai and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002415 of Federal Bank for its Agaram Sibanthi branch located in Tiruvannamalai, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Tiruvannamalai and Agaramsibanthi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Agaram Sibanthi or Tiruvannamalai to get the exact IFSC Code FDRL0002415.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Tiruvannamalai, you'll get the correct details.

How to Use IFSC Code FDRL0002415 for Online Transfers?

Once you have the IFSC Code FDRL0002415 for the Agaram Sibanthi branch of Federal Bank in Tiruvannamalai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002415. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002415.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Agaram Sibanthi in Tiruvannamalai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Agaram Sibanthi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tiruvannamalai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Agaram Sibanthi, Tiruvannamalai?

The IFSC Code is FDRL0002415.

Is the IFSC Code FDRL0002415 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Agaram Sibanthi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Agaram Sibanthi branch?

The address of the branch is 417/7, C C Road, Agaramsibanthi, Naidumangalam Post, Tiruvannamalai District, Tamil Nadu - 606802 located in Tiruvannamalai, Agaramsibanthi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.