The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Kilacheri branch in Tiruvaluur, Tiruvallur, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Federal Bank located in Tiruvaluur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002374. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Federal Bank, Kilacheri, Tiruvaluur
Here are some of the key details that come with the IFSC Code FDRL0002374 of Federal Bank for its branch located in Tiruvaluur, within the district of Tiruvallur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002374 |
| Branch | Kilacheri |
| City | Tiruvaluur |
| District | Tiruvallur |
| State | Tamil Nadu |
| Address | Sf No 19/1,19/2,127,Kilacheri Village,Poonamallee To Arakonam Main Road,Near Mappedu Junction,Tiruvallur District-631402 |
These details helps users in online banking and for businesses and individuals who use Federal Bank in Tiruvaluur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002374 for the Kilacheri branch of Federal Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Kilacheri, Tiruvaluur, Tamil Nadu, is provided with a unique IFSC like FDRL0002374 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Tiruvaluur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruvaluur and Tiruvallur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Kilacheri do not get mixed with another location.
Format of the IFSC Code FDRL0002374
The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kilacheri in Tiruvaluur.
For example, the IFSC Code FDRL0002374 of Federal Bank for the Kilacheri branch includes these elements, identifying the bank and the branch location in Tiruvaluur and Tamil Nadu correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002374 of Federal Bank for its Kilacheri branch located in Tiruvaluur, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Tiruvaluur and Tiruvallur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Kilacheri or Tiruvaluur to get the exact IFSC Code FDRL0002374.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Tiruvaluur that will provide accurate information.
How to Use IFSC Code FDRL0002374 for Online Transfers?
Once you have the IFSC Code FDRL0002374 for the Kilacheri branch of Federal Bank in Tiruvaluur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002374. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002374.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Kilacheri in Tiruvaluur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Kilacheri, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tiruvaluur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002374.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sf No 19/1,19/2,127,Kilacheri Village,Poonamallee To Arakonam Main Road,Near Mappedu Junction,Tiruvallur District-631402 located in Tiruvaluur, Tiruvallur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.