The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Tiruchirapally K K Nagar branch in Tiruchirapally, Tiruchirapally, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Federal Bank located in Tiruchirapally or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Federal Bank, Tiruchirapally K K Nagar, Tiruchirapally
Here are some of the key details that come with the IFSC Code FDRL0002400 of Federal Bank for its branch located in Tiruchirapally, within the district of Tiruchirapally in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002400 |
| Branch | Tiruchirapally K K Nagar |
| City | Tiruchirapally |
| District | Tiruchirapally |
| State | Tamil Nadu |
| Address | Vasantham Arcade, Ground Floor, No.110, E V R Salai, K K Nagar, Trichy, Tamil Nadu- 620021 |
These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Tiruchirapally for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0002400 for the Tiruchirapally K K Nagar branch of Federal Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Tiruchirapally K K Nagar, Tiruchirapally, Tamil Nadu, is provided with a unique IFSC like FDRL0002400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Tiruchirapally.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruchirapally and Tiruchirapally.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Tiruchirapally K K Nagar do not get mixed with another location.
Format of the IFSC Code FDRL0002400
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tiruchirapally K K Nagar in Tiruchirapally.
For example, the IFSC Code FDRL0002400 of Federal Bank for the Tiruchirapally K K Nagar branch includes these elements, identifying the bank and the branch location in Tiruchirapally and Tamil Nadu accurately.
How to Find IFSC Code for Federal Bank?
To find the IFSC Code FDRL0002400 of Federal Bank for its Tiruchirapally K K Nagar branch located in Tiruchirapally, the following methods can help you out:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Tiruchirapally and Tiruchirapally, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and go to the branch locator section. Then search for Tiruchirapally K K Nagar or Tiruchirapally to find the exact IFSC Code FDRL0002400.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Tiruchirapally will provide accurate information.
How to Use IFSC Code FDRL0002400 for Online Transfers?
Once you have the IFSC Code FDRL0002400 for the Tiruchirapally K K Nagar branch of Federal Bank in Tiruchirapally, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002400. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002400.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Tiruchirapally K K Nagar in Tiruchirapally, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Tiruchirapally K K Nagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tiruchirapally to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002400.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vasantham Arcade, Ground Floor, No.110, E V R Salai, K K Nagar, Trichy, Tamil Nadu- 620021 located in Tiruchirapally, Tiruchirapally, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.