For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Peringottukara branch in Thrissur, Peringottukara, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001658. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Peringottukara, Thrissur

Below in the table are the key details related to IFSC Code FDRL0001658 of Federal Bank for its branch located in Thrissur, within the district of Peringottukara in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001658
Branch Peringottukara
City Thrissur
District Peringottukara
State Kerala
Address Kakkery Building, No.246/X, 3 Way Junction Cherpu - Triprayar Road Trissur Dist.

These details help users in online banking and for businesses and individuals who use Federal Bank in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001658 for the Peringottukara branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Peringottukara, Thrissur, Kerala, is provided a unique IFSC like FDRL0001658 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Thrissur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thrissur and Peringottukara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Peringottukara do not get misguided to another person.

Format of the IFSC Code FDRL0001658

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Peringottukara in Thrissur.

For example, the IFSC Code FDRL0001658 of Federal Bank for the Peringottukara branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0001658 of Federal Bank for its Peringottukara branch located in Thrissur, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Thrissur and Peringottukara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Peringottukara or Thrissur to find the exact IFSC Code FDRL0001658.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Thrissur will provide accurate information.

How to Use IFSC Code FDRL0001658 for Online Transfers?

Once you have the IFSC Code FDRL0001658 for the Peringottukara branch of Federal Bank in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001658. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001658.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Peringottukara in Thrissur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Peringottukara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thrissur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Peringottukara Thrissur?

The IFSC Code of the Peringottukara Thrissur branch is FDRL0001658.

Is IFSC Code FDRL0001658 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Peringottukara branch?

The branch is located at Kakkery Building, No.246/X, 3 Way Junction Cherpu - Triprayar Road Trissur Dist..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.