The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Balaramapuram branch in Thiruvananthapuram, Balaramapuram, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001733. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Balaramapuram, Thiruvananthapuram

Here are the main details that are associated with the IFSC Code FDRL0001733 of Federal Bank for its branch located in Thiruvananthapuram, within the district of Balaramapuram in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001733
Branch Balaramapuram
City Thiruvananthapuram
District Balaramapuram
State Kerala
Address Bp 617, Kattakada Road, Thiruvanathapuram Dist

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Thiruvananthapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001733 for the Balaramapuram branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Balaramapuram, Thiruvananthapuram, Kerala, is provided a unique IFSC like FDRL0001733 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Thiruvananthapuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Balaramapuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Balaramapuram do not get misguided to another person.

Format of the IFSC Code FDRL0001733

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Balaramapuram in Thiruvananthapuram.

For example, the IFSC Code FDRL0001733 of Federal Bank for the Balaramapuram branch has these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0001733 of Federal Bank for its Balaramapuram branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Thiruvananthapuram and Balaramapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Balaramapuram or Thiruvananthapuram to get the exact IFSC Code FDRL0001733.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Thiruvananthapuram, then it will provide you proper information.

How to Use IFSC Code FDRL0001733 for Online Transfers?

Once you have the IFSC Code FDRL0001733 for the Balaramapuram branch of Federal Bank in Thiruvananthapuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001733. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0001733.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Balaramapuram in Thiruvananthapuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Balaramapuram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thiruvananthapuram manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Balaramapuram, Thiruvananthapuram?

The IFSC Code is FDRL0001733.

Is the IFSC Code FDRL0001733 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Balaramapuram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Balaramapuram branch?

The address of the branch is Bp 617, Kattakada Road, Thiruvanathapuram Dist located in Thiruvananthapuram, Balaramapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.