Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Puli Kuthi branch in Theni, Puli Kuthi, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Theni or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002090. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Puli Kuthi, Theni

Below in the table are the key details related to IFSC Code FDRL0002090 of Federal Bank for its branch located in Theni, within the district of Puli Kuthi in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002090
Branch Puli Kuthi
City Theni
District Puli Kuthi
State Tamil Nadu
Address D.No.103, Ward No.5, Pannaipuram Via Main Road, Theni

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Theni for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0002090 for the Puli Kuthi branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002090 is given to every bank branch, including Federal Bank located in Puli Kuthi, Theni, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Theni.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Theni and Puli Kuthi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Puli Kuthi doesn't end up at another location.

Format of the IFSC Code FDRL0002090

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Puli Kuthi in Theni.

For example, the IFSC Code FDRL0002090 of Federal Bank for the Puli Kuthi branch has these elements, identifying the bank and the branch location in Theni and Tamil Nadu correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002090 of Federal Bank for its Puli Kuthi branch located in Theni, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Theni and Puli Kuthi, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Puli Kuthi or Theni to get the exact IFSC Code FDRL0002090.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Theni, you'll get the correct details.

How to Use IFSC Code FDRL0002090 for Online Transfers?

Once you have the IFSC Code FDRL0002090 for the Puli Kuthi branch of Federal Bank in Theni, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002090. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002090.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Puli Kuthi in Theni, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Puli Kuthi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Theni manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Puli Kuthi, Theni?

The IFSC Code is FDRL0002090.

Is the IFSC Code FDRL0002090 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Puli Kuthi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Puli Kuthi branch?

The address of the branch is D.No.103, Ward No.5, Pannaipuram Via Main Road, Theni located in Theni, Puli Kuthi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.