For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Alagapuri branch in Theni, Alagapuri, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Theni or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002092. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Alagapuri, Theni

Here are the key points that are associated with the IFSC Code FDRL0002092 of Federal Bank for its branch located in Theni, within the district of Alagapuri in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002092
Branch Alagapuri
City Theni
District Alagapuri
State Tamil Nadu
Address Ward No.1,Rajkumar Complex,Cumbum Main Road Theni

These details help users in online banking and for businesses and individuals who use Federal Bank in Theni for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002092 for the Alagapuri branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Alagapuri, Theni, Tamil Nadu, is provided a unique IFSC like FDRL0002092 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Theni.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Theni and Alagapuri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Alagapuri do not get misguided to another person.

Format of the IFSC Code FDRL0002092

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alagapuri in Theni.

For example, the IFSC Code FDRL0002092 of Federal Bank for the Alagapuri branch includes these elements, identifying the bank and the branch location in Theni and Tamil Nadu correctly.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002092 of Federal Bank for its Alagapuri branch located in Theni, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Theni and Alagapuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Alagapuri or Theni to get the exact IFSC Code FDRL0002092.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Theni, then it will provide you proper information.

How to Use IFSC Code FDRL0002092 for Online Transfers?

Once you have the IFSC Code FDRL0002092 for the Alagapuri branch of Federal Bank in Theni, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002092. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002092.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Alagapuri in Theni, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Alagapuri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Theni to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Alagapuri, Theni?

The IFSC Code is FDRL0002092.

Is the IFSC Code FDRL0002092 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Alagapuri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Alagapuri branch?

The address of the branch is Ward No.1,Rajkumar Complex,Cumbum Main Road Theni located in Theni, Alagapuri, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.