Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Tezpur branch in Tezpur, Tezpur, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Tezpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code FDRL0001187. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Tezpur, Tezpur

Here are the main details that are associated with the IFSC Code FDRL0001187 of Federal Bank for its branch located in Tezpur, within the district of Tezpur in the state of Assam.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001187
Branch Tezpur
City Tezpur
District Tezpur
State Assam
Address P B No. 32 K C Road Tezpur

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Tezpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001187 for the Tezpur branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Tezpur, Tezpur, Assam, is provided with a unique IFSC like FDRL0001187 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Tezpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tezpur and Tezpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Tezpur do not get mixed with another location.

Format of the IFSC Code FDRL0001187

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tezpur in Tezpur.

For example, the IFSC Code FDRL0001187 of Federal Bank for the Tezpur branch includes these elements, identifying the bank and the branch location in Tezpur and Assam accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0001187 of Federal Bank for its Tezpur branch located in Tezpur, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Tezpur and Tezpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Tezpur or Tezpur to find the exact IFSC Code FDRL0001187.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Tezpur will provide accurate information.

How to Use IFSC Code FDRL0001187 for Online Transfers?

If you have the IFSC Code FDRL0001187 for the Tezpur branch of Federal Bank in Tezpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001187. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001187.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Tezpur in Tezpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Tezpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tezpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Tezpur, Tezpur?

The IFSC Code is FDRL0001187.

Is the IFSC Code FDRL0001187 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Tezpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tezpur branch?

The address of the branch is P B No. 32 K C Road Tezpur located in Tezpur, Tezpur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.