Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Kadayam Perumpathu branch in Tenkasi, Tenkasi, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Tenkasi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002392. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Kadayam Perumpathu, Tenkasi
Here are the main details that are associated with the IFSC Code FDRL0002392 of Federal Bank for its branch located in Tenkasi, within the district of Tenkasi in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002392 |
| Branch | Kadayam Perumpathu |
| City | Tenkasi |
| District | Tenkasi |
| State | Tamil Nadu |
| Address | Sy No.419Aaa2,2/234-1,Tenkasi Main Road,Kadayam Perumpathu Village, Tenkasi-627415 |
These details help users in online banking and for businesses and individuals who use Federal Bank in Tenkasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002392 for the Kadayam Perumpathu branch of Federal Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002392 is given to every bank branch, including Federal Bank located in Kadayam Perumpathu, Tenkasi, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Tenkasi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tenkasi and Tenkasi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Kadayam Perumpathu doesn't end up at another location.
Format of the IFSC Code FDRL0002392
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadayam Perumpathu in Tenkasi.
For example, the IFSC Code FDRL0002392 of Federal Bank for the Kadayam Perumpathu branch includes these elements, identifying the bank and the branch location in Tenkasi and Tamil Nadu accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002392 of Federal Bank for its Kadayam Perumpathu branch located in Tenkasi, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Tenkasi and Tenkasi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Kadayam Perumpathu or Tenkasi to get the exact IFSC Code FDRL0002392.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Tenkasi that will provide accurate information.
How to Use IFSC Code FDRL0002392 for Online Transfers?
Once you have the IFSC Code FDRL0002392 for the Kadayam Perumpathu branch of Federal Bank in Tenkasi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002392. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002392.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Kadayam Perumpathu in Tenkasi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Kadayam Perumpathu, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tenkasi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002392.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sy No.419Aaa2,2/234-1,Tenkasi Main Road,Kadayam Perumpathu Village, Tenkasi-627415 located in Tenkasi, Tenkasi, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.