IFSC Code of Federal Bank, Surat Vesu - Vip Road, Surat, Gujarat — FDRL0002364

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Surat Vesu - Vip Road branch in Surat, Surat, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code FDRL0002364. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Surat Vesu - Vip Road, Surat

The table below shows the main details of the IFSC Code FDRL0002364 for the Federal Bank branch in Surat, which falls under the Surat district in Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002364 for the Surat Vesu - Vip Road branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Surat Vesu - Vip Road, Surat, Gujarat, are given a unique IFSC like FDRL0002364 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Surat Vesu - Vip Road goes to the correct branch. This is important because Federal Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0002364

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Surat Vesu - Vip Road in Surat.

For example, the IFSC Code FDRL0002364 of Federal Bank for the Surat Vesu - Vip Road branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002364 of Federal Bank for its Surat Vesu - Vip Road branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Surat Vesu - Vip Road or Surat to get the exact IFSC Code FDRL0002364.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Surat, you'll get the correct details.

How to Use IFSC Code FDRL0002364 for Online Transfers?

Once you have the IFSC Code FDRL0002364 for the Surat Vesu - Vip Road branch of Federal Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002364. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002364.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Surat Vesu - Vip Road in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Surat Vesu - Vip Road, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.