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IFSC Code of Federal Bank, Karnal Sangli, Sangli, Maharashtra — FDRL0002247

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Karnal Sangli branch in Sangli, Sangli, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Sangli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code FDRL0002247. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Karnal Sangli, Sangli

Below in the table are the key details related to IFSC Code FDRL0002247 of Federal Bank for its branch located in Sangli, within the district of Sangli in the state of Maharashtra.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002247
Branch Karnal Sangli
City Sangli
District Sangli
State Maharashtra
Address Mane Gali, Post Karnal, Miraj Taluk, Sangli , Maharashtra 416416

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Sangli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002247 for the Karnal Sangli branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Karnal Sangli, Sangli, Maharashtra, are given a unique IFSC like FDRL0002247 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sangli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sangli and Sangli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Karnal Sangli goes to the correct branch. This is important because Federal Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0002247

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Karnal Sangli in Sangli.

For example, the IFSC Code FDRL0002247 of Federal Bank for the Karnal Sangli branch has these elements, identifying the bank and the branch location in Sangli and Maharashtra correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002247 of Federal Bank for its Karnal Sangli branch located in Sangli, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Sangli and Sangli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Karnal Sangli or Sangli to get the exact IFSC Code FDRL0002247.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Sangli that will provide accurate information.

How to Use IFSC Code FDRL0002247 for Online Transfers?

Once you have the IFSC Code FDRL0002247 for the Karnal Sangli branch of Federal Bank in Sangli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002247. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002247.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Karnal Sangli in Sangli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Karnal Sangli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sangli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Karnal Sangli, Sangli?

The IFSC Code is FDRL0002247.

Is the IFSC Code FDRL0002247 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Karnal Sangli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karnal Sangli branch?

The address of the branch is Mane Gali, Post Karnal, Miraj Taluk, Sangli , Maharashtra 416416 located in Sangli, Sangli, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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