For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Mammudi-Thalaivasal branch in Salem, Mammudi, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Salem or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002601. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Mammudi-Thalaivasal, Salem

Below in the table are the key details related to IFSC Code FDRL0002601 of Federal Bank for its branch located in Salem, within the district of Mammudi in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002601
Branch Mammudi-Thalaivasal
City Salem
District Mammudi
State Tamil Nadu
Address No.6/98/C, Lakshmi Complex, Salem - Cuddalore Main Road, Mummudi Village & Po, Thalaivasal Taluk, Salem, Tamil Nadu- 636112

These details helps users in online banking and for businesses and individuals who use Federal Bank in Salem for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002601 for the Mammudi-Thalaivasal branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Mammudi-Thalaivasal, Salem, Tamil Nadu, is provided with a unique IFSC like FDRL0002601 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Salem.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Salem and Mammudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Mammudi-Thalaivasal do not get mixed with another location.

Format of the IFSC Code FDRL0002601

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mammudi-Thalaivasal in Salem.

For example, the IFSC Code FDRL0002601 of Federal Bank for the Mammudi-Thalaivasal branch includes these elements, identifying the bank and the branch location in Salem and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002601 of Federal Bank for its Mammudi-Thalaivasal branch located in Salem, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Salem and Mammudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Mammudi-Thalaivasal or Salem to get the exact IFSC Code FDRL0002601.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Salem, then it will provide you proper information.

How to Use IFSC Code FDRL0002601 for Online Transfers?

Once you have the IFSC Code FDRL0002601 for the Mammudi-Thalaivasal branch of Federal Bank in Salem, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002601. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002601.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Mammudi-Thalaivasal in Salem, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Mammudi-Thalaivasal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Salem manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Mammudi-Thalaivasal, Salem?

The IFSC Code is FDRL0002601.

Is the IFSC Code FDRL0002601 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Mammudi-Thalaivasal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mammudi-Thalaivasal branch?

The address of the branch is No.6/98/C, Lakshmi Complex, Salem - Cuddalore Main Road, Mummudi Village & Po, Thalaivasal Taluk, Salem, Tamil Nadu- 636112 located in Salem, Mammudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.