For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Saharanpur branch in Saharanpur, Saharanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Saharanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0002521. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Saharanpur, Saharanpur

Below in the table are the key details related to IFSC Code FDRL0002521 of Federal Bank for its branch located in Saharanpur, within the district of Saharanpur in the state of Uttar Pradesh.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002521
Branch Saharanpur
City Saharanpur
District Saharanpur
State Uttar Pradesh
Address Upper Ground Floor, Vikram Bhawan, Railway Road, Saharanpur, Uttar Pradesh- 247001

These details helps users in online banking and for businesses and individuals who use Federal Bank in Saharanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002521 for the Saharanpur branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Saharanpur, Saharanpur, Uttar Pradesh, are allotted a unique IFSC like FDRL0002521 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Saharanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Saharanpur and Saharanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Saharanpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code FDRL0002521

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saharanpur in Saharanpur.

For example, the IFSC Code FDRL0002521 of Federal Bank for the Saharanpur branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0002521 of Federal Bank for its Saharanpur branch located in Saharanpur, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Saharanpur and Saharanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Saharanpur or Saharanpur to find the exact IFSC Code FDRL0002521.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Saharanpur will provide accurate information.

How to Use IFSC Code FDRL0002521 for Online Transfers?

Once you have the IFSC Code FDRL0002521 for the Saharanpur branch of Federal Bank in Saharanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002521. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002521.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Saharanpur in Saharanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Saharanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Saharanpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Saharanpur, Saharanpur?

The IFSC Code is FDRL0002521.

Is the IFSC Code FDRL0002521 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Saharanpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Saharanpur branch?

The address of the branch is Upper Ground Floor, Vikram Bhawan, Railway Road, Saharanpur, Uttar Pradesh- 247001 located in Saharanpur, Saharanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.