The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Nellikuppam Mottur branch in Ranipet, Ranipet, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Federal Bank located in Ranipet or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002412. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Federal Bank, Nellikuppam Mottur, Ranipet
Here are some of the key details that come with the IFSC Code FDRL0002412 of Federal Bank for its branch located in Ranipet, within the district of Ranipet in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002412 |
| Branch | Nellikuppam Mottur |
| City | Ranipet |
| District | Ranipet |
| State | Tamil Nadu |
| Address | No 79,Sm Nagar,Nellikuppam Mottur,Mukandarayapuram Village,Walaja Taluk,Ranipet,Tamil Nadu 632405 |
These details helps users in online banking and for businesses and individuals who use Federal Bank in Ranipet for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002412 for the Nellikuppam Mottur branch of Federal Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Nellikuppam Mottur, Ranipet, Tamil Nadu, is provided with a unique IFSC like FDRL0002412 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Ranipet.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ranipet and Ranipet.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Nellikuppam Mottur do not get mixed with another location.
Format of the IFSC Code FDRL0002412
This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nellikuppam Mottur in Ranipet.
For example, the IFSC Code FDRL0002412 of Federal Bank for the Nellikuppam Mottur branch includes these elements, identifying the bank and the branch location in Ranipet and Tamil Nadu accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002412 of Federal Bank for its Nellikuppam Mottur branch located in Ranipet, the following methods can help:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Ranipet and Ranipet, print them on the first page of your passbook.
Bank Website
Visit the official website of Federal Bank and navigate to the branch locator section. Search for Nellikuppam Mottur or Ranipet to get the exact IFSC Code FDRL0002412.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Ranipet, you'll get the correct details.
How to Use IFSC Code FDRL0002412 for Online Transfers?
Once you have the IFSC Code FDRL0002412 for the Nellikuppam Mottur branch of Federal Bank in Ranipet, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code FDRL0002412. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002412.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Nellikuppam Mottur in Ranipet may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Nellikuppam Mottur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ranipet manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002412.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No 79,Sm Nagar,Nellikuppam Mottur,Mukandarayapuram Village,Walaja Taluk,Ranipet,Tamil Nadu 632405 located in Ranipet, Ranipet, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.