IFSC Code of Federal Bank, Ranchi Lalpur, Ranchi, Jharkhand — FDRL0002299

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Ranchi Lalpur branch in Ranchi, Ranchi, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Ranchi or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code FDRL0002299. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Ranchi Lalpur, Ranchi

Here are some of the key details that come with the IFSC Code FDRL0002299 of Federal Bank for its branch located in Ranchi, within the district of Ranchi in the state of Jharkhand.

These details help users in online banking and for businesses and individuals who use Federal Bank in Ranchi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002299 for the Ranchi Lalpur branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Ranchi Lalpur, Ranchi, Jharkhand, is provided with a unique IFSC like FDRL0002299 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Federal Bank branch in Ranchi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ranchi and Ranchi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Ranchi Lalpur do not get mixed with another location.

Format of the IFSC Code FDRL0002299

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ranchi Lalpur in Ranchi.

For example, the IFSC Code FDRL0002299 of Federal Bank for the Ranchi Lalpur branch includes these elements, identifying the bank and the branch location in Ranchi and Jharkhand accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002299 of Federal Bank for its Ranchi Lalpur branch located in Ranchi, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Ranchi and Ranchi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Ranchi Lalpur or Ranchi to get the exact IFSC Code FDRL0002299.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Ranchi that will provide accurate information.

How to Use IFSC Code FDRL0002299 for Online Transfers?

If you have the IFSC Code FDRL0002299 for the Ranchi Lalpur branch of Federal Bank in Ranchi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002299. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0002299.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Ranchi Lalpur in Ranchi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Ranchi Lalpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ranchi manage online transfers as well as cheque clearances with ease.