For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Chinnakeeramangalam branch in Ramanathapuram, Ramanathapuram, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Ramanathapuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002531. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Chinnakeeramangalam, Ramanathapuram
Below in the table are the key details related to IFSC Code FDRL0002531 of Federal Bank for its branch located in Ramanathapuram, within the district of Ramanathapuram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002531 |
| Branch | Chinnakeeramangalam |
| City | Ramanathapuram |
| District | Ramanathapuram |
| State | Tamil Nadu |
| Address | No.4/32/3, Thiruvadanai Salai, Thondi Main Road, C.K.Mangalam, Tamil Nadu - 623402 |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Ramanathapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002531 for the Chinnakeeramangalam branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002531 is given to every bank branch, including Federal Bank located in Chinnakeeramangalam, Ramanathapuram, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Ramanathapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ramanathapuram and Ramanathapuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Chinnakeeramangalam doesn't end up at another location.
Format of the IFSC Code FDRL0002531
The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chinnakeeramangalam in Ramanathapuram.
For example, the IFSC Code FDRL0002531 of Federal Bank for the Chinnakeeramangalam branch includes these elements, identifying the bank and the branch location in Ramanathapuram and Tamil Nadu correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002531 of Federal Bank for its Chinnakeeramangalam branch located in Ramanathapuram, the following methods can help:
Cheque Book
The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Ramanathapuram and Ramanathapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and find the branch locator section. Search for Chinnakeeramangalam or Ramanathapuram to get the exact IFSC Code FDRL0002531.
Mobile Banking App
If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Ramanathapuram that will provide accurate information.
How to Use IFSC Code FDRL0002531 for Online Transfers?
Once you have the IFSC Code FDRL0002531 for the Chinnakeeramangalam branch of Federal Bank in Ramanathapuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002531. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002531.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Chinnakeeramangalam in Ramanathapuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Chinnakeeramangalam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ramanathapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chinnakeeramangalam Ramanathapuram branch is FDRL0002531.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No.4/32/3, Thiruvadanai Salai, Thondi Main Road, C.K.Mangalam, Tamil Nadu - 623402.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.