The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Rajahmundry branch in Rajahmundry, Rajahmundry, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Rajahmundry or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0001341. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Rajahmundry, Rajahmundry

The table below shows the main details of the IFSC Code FDRL0001341 for the Federal Bank branch in Rajahmundry, which falls under the Rajahmundry district in Andhra Pradesh.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001341
Branch Rajahmundry
City Rajahmundry
District Rajahmundry
State Andhra Pradesh
Address Door No 60506 Main Road Rajamundry

These details helps users in online banking and for businesses and individuals who use Federal Bank in Rajahmundry for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001341 for the Rajahmundry branch of Federal Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Rajahmundry, Rajahmundry, Andhra Pradesh, is provided a unique IFSC like FDRL0001341 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Rajahmundry.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajahmundry and Rajahmundry.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Rajahmundry do not get misguided to another person.

Format of the IFSC Code FDRL0001341

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajahmundry in Rajahmundry.

For example, the IFSC Code FDRL0001341 of Federal Bank for the Rajahmundry branch includes these elements, identifying the bank and the branch location in Rajahmundry and Andhra Pradesh accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001341 of Federal Bank for its Rajahmundry branch located in Rajahmundry, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Rajahmundry and Rajahmundry, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Rajahmundry or Rajahmundry to get the exact IFSC Code FDRL0001341.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Rajahmundry, you'll get the correct details.

How to Use IFSC Code FDRL0001341 for Online Transfers?

Once you have the IFSC Code FDRL0001341 for the Rajahmundry branch of Federal Bank in Rajahmundry, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001341. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0001341.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Rajahmundry in Rajahmundry, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Rajahmundry, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajahmundry to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Rajahmundry Rajahmundry?

The IFSC Code of the Rajahmundry Rajahmundry branch is FDRL0001341.

Is IFSC Code FDRL0001341 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Rajahmundry branch?

The branch is located at Door No 60506 Main Road Rajamundry.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.