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IFSC Code of Federal Bank, Gorhe Budruk, Warje, Maharashtra — FDRL0002215

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Gorhe Budruk branch in Pune, Warje, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code FDRL0002215. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Gorhe Budruk, Pune

Here are some of the key details that come with the IFSC Code FDRL0002215 of Federal Bank for its branch located in Pune, within the district of Warje in the state of Maharashtra.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002215
Branch Gorhe Budruk
City Pune
District Warje
State Maharashtra
Address Shivram Garden Mangal Karyalay,Holding No.409,A By P Gorhe Budruk Po,Haveli Taluk,Pune 412108

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Pune for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002215 for the Gorhe Budruk branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Gorhe Budruk, Pune, Maharashtra, are allotted a unique IFSC like FDRL0002215 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pune and Warje.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Gorhe Budruk reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code FDRL0002215

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gorhe Budruk in Pune.

For example, the IFSC Code FDRL0002215 of Federal Bank for the Gorhe Budruk branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002215 of Federal Bank for its Gorhe Budruk branch located in Pune, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Pune and Warje, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Gorhe Budruk or Pune to get the exact IFSC Code FDRL0002215.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Pune, then it will provide you proper information.

How to Use IFSC Code FDRL0002215 for Online Transfers?

Once you have the IFSC Code FDRL0002215 for the Gorhe Budruk branch of Federal Bank in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002215. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002215.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Gorhe Budruk in Pune may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Gorhe Budruk, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Gorhe Budruk Pune?

The IFSC Code of the Gorhe Budruk Pune branch is FDRL0002215.

Is IFSC Code FDRL0002215 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Gorhe Budruk branch?

The branch is located at Shivram Garden Mangal Karyalay,Holding No.409,A By P Gorhe Budruk Po,Haveli Taluk,Pune 412108.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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