For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Federal Bank for its Puducherry Town branch in Puducherry, Puducherry, Puducherry, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Federal Bank located in Puducherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code FDRL0002449. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Puducherry Town, Puducherry

The table below shows the main details of the IFSC Code FDRL0002449 for the Federal Bank branch in Puducherry, which falls under the Puducherry district in Puducherry.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002449
Branch Puducherry Town
City Puducherry
District Puducherry
State Puducherry
Address No.288, Ambalathadayar Madam Street, Puducherry - 605001

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Puducherry for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0002449 for the Puducherry Town branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Puducherry Town, Puducherry, Puducherry, is provided a unique IFSC like FDRL0002449 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Puducherry.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Puducherry and Puducherry.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Puducherry and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Puducherry Town do not get misguided to another person.

Format of the IFSC Code FDRL0002449

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puducherry Town in Puducherry.

For example, the IFSC Code FDRL0002449 of Federal Bank for the Puducherry Town branch includes these elements, identifying the bank and the branch location in Puducherry and Puducherry accurately.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0002449 of Federal Bank for its Puducherry Town branch located in Puducherry, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Puducherry and Puducherry, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Puducherry Town or Puducherry to get the exact IFSC Code FDRL0002449.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Puducherry, then it will provide you proper information.

How to Use IFSC Code FDRL0002449 for Online Transfers?

If you have the IFSC Code FDRL0002449 for the Puducherry Town branch of Federal Bank in Puducherry, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002449. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0002449.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Puducherry Town in Puducherry, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Puducherry Town, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Puducherry to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Puducherry Town, Puducherry?

The IFSC Code is FDRL0002449.

Is the IFSC Code FDRL0002449 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Puducherry Town?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Puducherry Town branch?

The address of the branch is No.288, Ambalathadayar Madam Street, Puducherry - 605001 located in Puducherry, Puducherry, Puducherry.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.