There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Perambalur branch in Perambalur, Perambalur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Perambalur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code FDRL0002366. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Perambalur, Perambalur

Here are the main details that are associated with the IFSC Code FDRL0002366 of Federal Bank for its branch located in Perambalur, within the district of Perambalur in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002366
Branch Perambalur
City Perambalur
District Perambalur
State Tamil Nadu
Address No.31,Sj Towers,Elambalur Village,Near Amma Hospital,Perambalur To Ariyalur Road,Four Road Junction,Perambalur Taluk And District-621220

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Perambalur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002366 for the Perambalur branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Perambalur, Perambalur, Tamil Nadu, are allotted a unique IFSC like FDRL0002366 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Perambalur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Perambalur and Perambalur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Perambalur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code FDRL0002366

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Perambalur in Perambalur.

For example, the IFSC Code FDRL0002366 of Federal Bank for the Perambalur branch has these elements, identifying the bank and the branch location in Perambalur and Tamil Nadu correctly.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0002366 of Federal Bank for its Perambalur branch located in Perambalur, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Perambalur and Perambalur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Perambalur or Perambalur to find the exact IFSC Code FDRL0002366.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Perambalur will provide accurate information.

How to Use IFSC Code FDRL0002366 for Online Transfers?

Once you have the IFSC Code FDRL0002366 for the Perambalur branch of Federal Bank in Perambalur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0002366. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002366.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Perambalur in Perambalur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Perambalur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Perambalur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Perambalur, Perambalur?

The IFSC Code is FDRL0002366.

Is the IFSC Code FDRL0002366 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Perambalur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Perambalur branch?

The address of the branch is No.31,Sj Towers,Elambalur Village,Near Amma Hospital,Perambalur To Ariyalur Road,Four Road Junction,Perambalur Taluk And District-621220 located in Perambalur, Perambalur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.