IFSC Code of Federal Bank, Kumbanad, Kumbanad, Kerala — FDRL0001349

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Kumbanad branch in Pathanamthitta, Kumbanad, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001349. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Kumbanad, Pathanamthitta

Below in the table are the key details related to IFSC Code FDRL0001349 of Federal Bank for its branch located in Pathanamthitta, within the district of Kumbanad in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001349 for the Kumbanad branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Kumbanad, Pathanamthitta, Kerala, are given a unique IFSC like FDRL0001349 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pathanamthitta.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Pathanamthitta and Kumbanad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Kumbanad goes to the correct branch. This is important because Federal Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0001349

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kumbanad in Pathanamthitta.

For example, the IFSC Code FDRL0001349 of Federal Bank for the Kumbanad branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001349 of Federal Bank for its Kumbanad branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Pathanamthitta and Kumbanad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Kumbanad or Pathanamthitta to get the exact IFSC Code FDRL0001349.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code FDRL0001349 for Online Transfers?

Once you have the IFSC Code FDRL0001349 for the Kumbanad branch of Federal Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0001349. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001349.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Kumbanad in Pathanamthitta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Kumbanad, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pathanamthitta manage their online transfers and cheque clearances easily.