There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Azhiyidathuchira branch in Pathanamthitta, Azhiyidathuchira, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Pathanamthitta or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code FDRL0001266. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Azhiyidathuchira, Pathanamthitta

Here are some of the key details that come with the IFSC Code FDRL0001266 of Federal Bank for its branch located in Pathanamthitta, within the district of Azhiyidathuchira in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001266
Branch Azhiyidathuchira
City Pathanamthitta
District Azhiyidathuchira
State Kerala
Address Azhiyidathuchira Azhiyidathuchira Thiruvalla (Via)

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001266 for the Azhiyidathuchira branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Azhiyidathuchira, Pathanamthitta, Kerala, is provided a unique IFSC like FDRL0001266 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Pathanamthitta.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pathanamthitta and Azhiyidathuchira.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Azhiyidathuchira do not get misguided to another person.

Format of the IFSC Code FDRL0001266

The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Azhiyidathuchira in Pathanamthitta.

For example, the IFSC Code FDRL0001266 of Federal Bank for the Azhiyidathuchira branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0001266 of Federal Bank for its Azhiyidathuchira branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Federal Bank branches in Pathanamthitta and Azhiyidathuchira, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Azhiyidathuchira or Pathanamthitta to get the exact IFSC Code FDRL0001266.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code FDRL0001266 for Online Transfers?

If you have the IFSC Code FDRL0001266 for the Azhiyidathuchira branch of Federal Bank in Pathanamthitta, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0001266. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Federal Bank IFSC Code FDRL0001266.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Federal Bank Azhiyidathuchira in Pathanamthitta, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Azhiyidathuchira, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Azhiyidathuchira, Pathanamthitta?

The IFSC Code is FDRL0001266.

Is the IFSC Code FDRL0001266 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Azhiyidathuchira?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Azhiyidathuchira branch?

The address of the branch is Azhiyidathuchira Azhiyidathuchira Thiruvalla (Via) located in Pathanamthitta, Azhiyidathuchira, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.