Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Naharlagun branch in Papum Pare, Naharlagun, or Arunachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Papum Pare or anywhere in Arunachal Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0002504. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Naharlagun, Papum Pare
The table below shows the main details of the IFSC Code FDRL0002504 for the Federal Bank branch in Papum Pare, which falls under the Naharlagun district in Arunachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002504 |
| Branch | Naharlagun |
| City | Papum Pare |
| District | Naharlagun |
| State | Arunachal Pradesh |
| Address | Bomjen Building, Near Central Bank Of India, A-Sector, Naharlagun, Arunachal Pradesh - 791110 |
These details helps users in online banking and for businesses and individuals who use Federal Bank in Papum Pare for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002504 for the Naharlagun branch of Federal Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Naharlagun, Papum Pare, Arunachal Pradesh, is provided with a unique IFSC like FDRL0002504 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Federal Bank branch in Papum Pare.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Papum Pare and Naharlagun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Arunachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Federal Bank in Naharlagun do not get mixed with another location.
Format of the IFSC Code FDRL0002504
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Naharlagun in Papum Pare.
For example, the IFSC Code FDRL0002504 of Federal Bank for the Naharlagun branch has these elements, identifying the bank and the branch location in Papum Pare and Arunachal Pradesh correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002504 of Federal Bank for its Naharlagun branch located in Papum Pare, the following methods can help:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Papum Pare and Naharlagun, print them on the first page of your passbook.
Bank Website
Visit the official website of Federal Bank and navigate to the branch locator section. Search for Naharlagun or Papum Pare to get the exact IFSC Code FDRL0002504.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Papum Pare, you'll get the correct details.
How to Use IFSC Code FDRL0002504 for Online Transfers?
Once you have the IFSC Code FDRL0002504 for the Naharlagun branch of Federal Bank in Papum Pare, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002504. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002504.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Naharlagun in Papum Pare, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Naharlagun, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Papum Pare manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002504.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bomjen Building, Near Central Bank Of India, A-Sector, Naharlagun, Arunachal Pradesh - 791110 located in Papum Pare, Naharlagun, Arunachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.