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IFSC Code of Federal Bank, Narukullapadu, Guntur, Andhra Pradesh — FDRL0002284

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Federal Bank for its Narukullapadu branch in Palnadu, Guntur, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Federal Bank situated in Palnadu or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code FDRL0002284. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Narukullapadu, Palnadu

Below in the table are the key details related to IFSC Code FDRL0002284 of Federal Bank for its branch located in Palnadu, within the district of Guntur in the state of Andhra Pradesh.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002284
Branch Narukullapadu
City Palnadu
District Guntur
State Andhra Pradesh
Address Door No 1-38, Besides Mee Seva Counter, Opp Krishna Temple, Narukullapadu, Amaravati Guntur District

These details help users in online banking and for businesses and individuals who use Federal Bank in Palnadu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002284 for the Narukullapadu branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002284 is given to every bank branch, including Federal Bank located in Narukullapadu, Palnadu, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Palnadu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Palnadu and Guntur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Narukullapadu doesn't end up at another location.

Format of the IFSC Code FDRL0002284

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narukullapadu in Palnadu.

For example, the IFSC Code FDRL0002284 of Federal Bank for the Narukullapadu branch includes these elements, identifying the bank and the branch location in Palnadu and Andhra Pradesh accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0002284 of Federal Bank for its Narukullapadu branch located in Palnadu, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Palnadu and Guntur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Narukullapadu or Palnadu to find the exact IFSC Code FDRL0002284.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Palnadu will provide accurate information.

How to Use IFSC Code FDRL0002284 for Online Transfers?

Once you have the IFSC Code FDRL0002284 for the Narukullapadu branch of Federal Bank in Palnadu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002284. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002284.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Narukullapadu in Palnadu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Narukullapadu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palnadu to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Narukullapadu, Palnadu?

The IFSC Code is FDRL0002284.

Is the IFSC Code FDRL0002284 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Narukullapadu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Narukullapadu branch?

The address of the branch is Door No 1-38, Besides Mee Seva Counter, Opp Krishna Temple, Narukullapadu, Amaravati Guntur District located in Palnadu, Guntur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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