IFSC Code of Federal Bank, Kankarbagh, Patna, West Bengal — FDRL0002189

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Federal Bank for its Kankarbagh branch in Pa, Patna, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Federal Bank located in Pa or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code FDRL0002189. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Kankarbagh, Pa

Here are the key points that are associated with the IFSC Code FDRL0002189 of Federal Bank for its branch located in Pa, within the district of Patna in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Federal Bank in Pa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code FDRL0002189 for the Kankarbagh branch of Federal Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0002189 is given to every bank branch, including Federal Bank located in Kankarbagh, Pa, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Federal Bank branch in Pa.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Pa and Patna.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Kankarbagh doesn't end up at another location.

Format of the IFSC Code FDRL0002189

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kankarbagh in Pa.

For example, the IFSC Code FDRL0002189 of Federal Bank for the Kankarbagh branch includes these elements, identifying the bank and the branch location in Pa and West Bengal accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002189 of Federal Bank for its Kankarbagh branch located in Pa, the following methods can help:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Pa and Patna, print them on the first page of your passbook.

Bank Website

Visit the official website of Federal Bank and navigate to the branch locator section. Search for Kankarbagh or Pa to get the exact IFSC Code FDRL0002189.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Pa, you'll get the correct details.

How to Use IFSC Code FDRL0002189 for Online Transfers?

Once you have the IFSC Code FDRL0002189 for the Kankarbagh branch of Federal Bank in Pa, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002189. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002189.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Federal Bank Kankarbagh in Pa may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Kankarbagh, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Federal Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pa manage their online transfers and cheque clearances easily.