Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Kolkata Salt Lake branch in North 24 Parganas, Bidhannagar, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code FDRL0002367. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Kolkata Salt Lake, North 24 Parganas
Below in the table are the key details related to IFSC Code FDRL0002367 of Federal Bank for its branch located in North 24 Parganas, within the district of Bidhannagar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002367 |
| Branch | Kolkata Salt Lake |
| City | North 24 Parganas |
| District | Bidhannagar |
| State | West Bengal |
| Address | Martin Burn Business Park,Bp Block,Bidhannagar,Salt Lake,Sector -V,Kolkata-700091 |
These details help users in online banking and for businesses and individuals who use Federal Bank in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002367 for the Kolkata Salt Lake branch of Federal Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Kolkata Salt Lake, North 24 Parganas, West Bengal, are allotted a unique IFSC like FDRL0002367 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like North 24 Parganas and Bidhannagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Kolkata Salt Lake reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code FDRL0002367
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kolkata Salt Lake in North 24 Parganas.
For example, the IFSC Code FDRL0002367 of Federal Bank for the Kolkata Salt Lake branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002367 of Federal Bank for its Kolkata Salt Lake branch located in North 24 Parganas, the following methods can help:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Federal Bank branches in North 24 Parganas and Bidhannagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Federal Bank and navigate to the branch locator section. Search for Kolkata Salt Lake or North 24 Parganas to get the exact IFSC Code FDRL0002367.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and North 24 Parganas, you'll get the correct details.
How to Use IFSC Code FDRL0002367 for Online Transfers?
Once you have the IFSC Code FDRL0002367 for the Kolkata Salt Lake branch of Federal Bank in North 24 Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002367. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002367.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Kolkata Salt Lake in North 24 Parganas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Kolkata Salt Lake, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in North 24 Parganas manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kolkata Salt Lake North 24 Parganas branch is FDRL0002367.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Martin Burn Business Park,Bp Block,Bidhannagar,Salt Lake,Sector -V,Kolkata-700091.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.