Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Navsari branch in Navsari, Navsari, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code FDRL0002488. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Navsari, Navsari
Here are some of the key details that come with the IFSC Code FDRL0002488 of Federal Bank for its branch located in Navsari, within the district of Navsari in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0002488 |
| Branch | Navsari |
| City | Navsari |
| District | Navsari |
| State | Gujarat |
| Address | Dm Enclave, Opposite To Veerbhadra Complex, Adjacent To Hp Petrol Pump , Station Road , Navsari, Gujarat- 396445 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Navsari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002488 for the Navsari branch of Federal Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Navsari, Navsari, Gujarat, is provided a unique IFSC like FDRL0002488 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Federal Bank branch in Navsari.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Navsari and Navsari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Navsari do not get misguided to another person.
Format of the IFSC Code FDRL0002488
The format of the IFSC Code for banks, including Federal Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Navsari in Navsari.
For example, the IFSC Code FDRL0002488 of Federal Bank for the Navsari branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat correctly.
How to Find IFSC Code for Federal Bank?
If you are trying to find the IFSC Code FDRL0002488 of Federal Bank for its Navsari branch located in Navsari, the following methods can help:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Federal Bank branches in Navsari and Navsari, print them on the first page of your passbook.
Bank Website
Visit the official website of Federal Bank and navigate to the branch locator section. Search for Navsari or Navsari to get the exact IFSC Code FDRL0002488.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Federal Bank and Navsari, you'll get the correct details.
How to Use IFSC Code FDRL0002488 for Online Transfers?
Once you have the IFSC Code FDRL0002488 for the Navsari branch of Federal Bank in Navsari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0002488. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0002488.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Navsari in Navsari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Navsari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Navsari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0002488.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dm Enclave, Opposite To Veerbhadra Complex, Adjacent To Hp Petrol Pump , Station Road , Navsari, Gujarat- 396445 located in Navsari, Navsari, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.