Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Bilimora branch in Navsari, Bilimora, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code FDRL0001828. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Federal Bank, Bilimora, Navsari
Below in the table are the key details related to IFSC Code FDRL0001828 of Federal Bank for its branch located in Navsari, within the district of Bilimora in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Federal Bank |
| IFSC Code | FDRL0001828 |
| Branch | Bilimora |
| City | Navsari |
| District | Bilimora |
| State | Gujarat |
| Address | Ground Floor, Labdhi Square, Opp. Honest Trading Co., Goharbaug, Navsari Dist |
These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Navsari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001828 for the Bilimora branch of Federal Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Bilimora, Navsari, Gujarat, are allotted a unique IFSC like FDRL0001828 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Navsari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Navsari and Bilimora.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Federal Bank in Bilimora reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code FDRL0001828
The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Federal Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bilimora in Navsari.
For example, the IFSC Code FDRL0001828 of Federal Bank for the Bilimora branch has these elements, identifying the bank and the branch location in Navsari and Gujarat correctly.
How to Find IFSC Code for Federal Bank?
To find the IFSC Code FDRL0001828 of Federal Bank for its Bilimora branch located in Navsari, the following methods can help you out:
Cheque Book
The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Federal Bank branches in Navsari and Bilimora, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Federal Bank and go to the branch locator section. Then search for Bilimora or Navsari to find the exact IFSC Code FDRL0001828.
Mobile Banking App
If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Navsari will provide accurate information.
How to Use IFSC Code FDRL0001828 for Online Transfers?
Once you have the IFSC Code FDRL0001828 for the Bilimora branch of Federal Bank in Navsari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code FDRL0001828. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001828.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Bilimora in Navsari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Bilimora, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Federal Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Navsari manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is FDRL0001828.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor, Labdhi Square, Opp. Honest Trading Co., Goharbaug, Navsari Dist located in Navsari, Bilimora, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.