Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Mankada branch in Malappuram, Mankada, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Malappuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code FDRL0001632. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Mankada, Malappuram

Below in the table are the key details related to IFSC Code FDRL0001632 of Federal Bank for its branch located in Malappuram, within the district of Mankada in the state of Kerala.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0001632
Branch Mankada
City Malappuram
District Mankada
State Kerala
Address P T Complex, Mankada - 679324 Malappuram Dist

These details are essential not only for online banking users but also for businesses and individuals who use Federal Bank in Malappuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0001632 for the Mankada branch of Federal Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like FDRL0001632 is given to every bank branch, including Federal Bank located in Mankada, Malappuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Federal Bank branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Malappuram and Mankada.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Federal Bank in Mankada doesn't end up at another location.

Format of the IFSC Code FDRL0001632

This is the format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mankada in Malappuram.

For example, the IFSC Code FDRL0001632 of Federal Bank for the Mankada branch includes these elements, identifying the bank and the branch location in Malappuram and Kerala accurately.

How to Find IFSC Code for Federal Bank?

If you are looking for the IFSC Code FDRL0001632 of Federal Bank for its Mankada branch located in Malappuram, the following methods can help:

Cheque Book

The cheque book that is issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Federal Bank branches in Malappuram and Mankada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Federal Bank and look for the branch locator section, then search for Mankada or Malappuram to get the exact IFSC Code FDRL0001632.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Federal Bank and Malappuram, then it will provide you proper information.

How to Use IFSC Code FDRL0001632 for Online Transfers?

Once you have the IFSC Code FDRL0001632 for the Mankada branch of Federal Bank in Malappuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code FDRL0001632. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Federal Bank IFSC Code FDRL0001632.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Federal Bank Mankada in Malappuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Federal Bank in Mankada, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Malappuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Mankada, Malappuram?

The IFSC Code is FDRL0001632.

Is the IFSC Code FDRL0001632 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Mankada?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mankada branch?

The address of the branch is P T Complex, Mankada - 679324 Malappuram Dist located in Malappuram, Mankada, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.