The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Laskana branch in Laskana, Laskana, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Laskana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code FDRL0002062. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Laskana, Laskana

Below in the table are the key details related to IFSC Code FDRL0002062 of Federal Bank for its branch located in Laskana, within the district of Laskana in the state of Gujarat.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002062
Branch Laskana
City Laskana
District Laskana
State Gujarat
Address 23,24, Ground Floor, Mahida Nagar, Surat- Kamrej Road,Laskana, Surat

These details help users in online banking and for businesses and individuals who use Federal Bank in Laskana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002062 for the Laskana branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Laskana, Laskana, Gujarat, are allotted a unique IFSC like FDRL0002062 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Laskana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Laskana and Laskana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Federal Bank in Laskana reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code FDRL0002062

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Laskana in Laskana.

For example, the IFSC Code FDRL0002062 of Federal Bank for the Laskana branch includes these elements, identifying the bank and the branch location in Laskana and Gujarat accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002062 of Federal Bank for its Laskana branch located in Laskana, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Laskana and Laskana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Laskana or Laskana to get the exact IFSC Code FDRL0002062.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Laskana that will provide accurate information.

How to Use IFSC Code FDRL0002062 for Online Transfers?

Once you have the IFSC Code FDRL0002062 for the Laskana branch of Federal Bank in Laskana, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002062. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002062.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Laskana in Laskana, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Laskana, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Laskana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Laskana, Laskana?

The IFSC Code is FDRL0002062.

Is the IFSC Code FDRL0002062 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Laskana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Laskana branch?

The address of the branch is 23,24, Ground Floor, Mahida Nagar, Surat- Kamrej Road,Laskana, Surat located in Laskana, Laskana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.