The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Federal Bank for its Karukkanahalli-Rayakottai branch in Krishnagiri, Karukkanahalli, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Federal Bank located in Krishnagiri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code FDRL0002596. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Federal Bank, Karukkanahalli-Rayakottai, Krishnagiri

Here are the main details that are associated with the IFSC Code FDRL0002596 of Federal Bank for its branch located in Krishnagiri, within the district of Karukkanahalli in the state of Tamil Nadu.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002596
Branch Karukkanahalli-Rayakottai
City Krishnagiri
District Karukkanahalli
State Tamil Nadu
Address 264/3, Pillari Agraharam, X-Road, Karukkanahalli, Rayakottai Post, Karukkanahalli,Tamil Nadu - 635116

These details help users in online banking and for businesses and individuals who use Federal Bank in Krishnagiri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002596 for the Karukkanahalli-Rayakottai branch of Federal Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Federal Bank located in Karukkanahalli-Rayakottai, Krishnagiri, Tamil Nadu, are given a unique IFSC like FDRL0002596 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Krishnagiri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Krishnagiri and Karukkanahalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Federal Bank in Karukkanahalli-Rayakottai goes to the correct branch. This is important because Federal Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code FDRL0002596

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Federal Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karukkanahalli-Rayakottai in Krishnagiri.

For example, the IFSC Code FDRL0002596 of Federal Bank for the Karukkanahalli-Rayakottai branch includes these elements, identifying the bank and the branch location in Krishnagiri and Tamil Nadu accurately.

How to Find IFSC Code for Federal Bank?

If you are trying to find the IFSC Code FDRL0002596 of Federal Bank for its Karukkanahalli-Rayakottai branch located in Krishnagiri, the following methods can help:

Cheque Book

The cheque books that are issued by Federal Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Krishnagiri and Karukkanahalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and find the branch locator section. Search for Karukkanahalli-Rayakottai or Krishnagiri to get the exact IFSC Code FDRL0002596.

Mobile Banking App

If you use Federal Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Federal Bank and Krishnagiri that will provide accurate information.

How to Use IFSC Code FDRL0002596 for Online Transfers?

Once you have the IFSC Code FDRL0002596 for the Karukkanahalli-Rayakottai branch of Federal Bank in Krishnagiri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002596. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002596.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Karukkanahalli-Rayakottai in Krishnagiri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Federal Bank in Karukkanahalli-Rayakottai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Krishnagiri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank in Karukkanahalli-Rayakottai, Krishnagiri?

The IFSC Code is FDRL0002596.

Is the IFSC Code FDRL0002596 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Federal Bank Karukkanahalli-Rayakottai?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karukkanahalli-Rayakottai branch?

The address of the branch is 264/3, Pillari Agraharam, X-Road, Karukkanahalli, Rayakottai Post, Karukkanahalli,Tamil Nadu - 635116 located in Krishnagiri, Karukkanahalli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.