Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Federal Bank for its Kanuru branch in Krishna, Kanuru, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Federal Bank located in Krishna or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code FDRL0002519. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Federal Bank, Kanuru, Krishna

Here are some of the key details that come with the IFSC Code FDRL0002519 of Federal Bank for its branch located in Krishna, within the district of Kanuru in the state of Andhra Pradesh.

Particulars Details
Bank Federal Bank
IFSC Code FDRL0002519
Branch Kanuru
City Krishna
District Kanuru
State Andhra Pradesh
Address Ground Floor, Door No.13-580/1, Gaddam Rattaiah Street, 1St Lane, Tulasi Nagar, Sanath Nagar, Kanuru, Ysr Tadigadapa, Vijayawada, Krishna, Andhra Pradesh - 520007

These details are crucial, not just for online banking users but also for businesses and individuals who use Federal Bank in Krishna for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code FDRL0002519 for the Kanuru branch of Federal Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Federal Bank located in Kanuru, Krishna, Andhra Pradesh, is provided a unique IFSC like FDRL0002519 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Federal Bank branch in Krishna.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Krishna and Kanuru.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Federal Bank in Kanuru do not get misguided to another person.

Format of the IFSC Code FDRL0002519

The format of the IFSC Code for banks, including Federal Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Federal Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanuru in Krishna.

For example, the IFSC Code FDRL0002519 of Federal Bank for the Kanuru branch includes these elements, identifying the bank and the branch location in Krishna and Andhra Pradesh accurately.

How to Find IFSC Code for Federal Bank?

To find the IFSC Code FDRL0002519 of Federal Bank for its Kanuru branch located in Krishna, the following methods can help you out:

Cheque Book

The cheque book issued by Federal Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Federal Bank branches in Krishna and Kanuru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Federal Bank and go to the branch locator section. Then search for Kanuru or Krishna to find the exact IFSC Code FDRL0002519.

Mobile Banking App

If you use Federal Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Federal Bank and Krishna will provide accurate information.

How to Use IFSC Code FDRL0002519 for Online Transfers?

Once you have the IFSC Code FDRL0002519 for the Kanuru branch of Federal Bank in Krishna, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code FDRL0002519. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Federal Bank IFSC Code FDRL0002519.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Federal Bank Kanuru in Krishna, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Federal Bank in Kanuru, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Federal Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Krishna to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Federal Bank Kanuru Krishna?

The IFSC Code of the Kanuru Krishna branch is FDRL0002519.

Is IFSC Code FDRL0002519 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Federal Bank Kanuru branch?

The branch is located at Ground Floor, Door No.13-580/1, Gaddam Rattaiah Street, 1St Lane, Tulasi Nagar, Sanath Nagar, Kanuru, Ysr Tadigadapa, Vijayawada, Krishna, Andhra Pradesh - 520007.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.